Underwriter Standard - Medical Professional Liability
Proassurance

An exciting opportunity exists to join the ProAssurance family of companies!

Our mission is powerful and simple: We protect others. Choosing a place to apply your talents is an important decision for anyone. You have plenty of options. Why choose ProAssurance?

At ProAssurance, we sell a pledge, and that pledge is delivered by our team members. We are seeking individuals who value integrity, leadership, relationships, and enthusiasm-and want to build their career with a great company where they can be their authentic self and feel valued, recognized, and rewarded for their contributions. ProAssurance specializes in healthcare professional liability, products liability for medical technology and life sciences, legal professional liability, and workers' compensation insurance. We are an industry-leading specialty insurer operating in all 50 states, with in-office, hybrid, and remote job opportunities around the country.

This position supports our medical professional liability line of business. Candidates should reside in CA in order to meet the business needs of the position.

The primary responsibility is to provide support the MPL underwriting strategy by underwriting business that will produce an underwriting profit. The Standard Underwriter will review submissions and identify exposure and risk, determine accurate classifications and rates, and may answer questions concerning a policy status or billing for policies. Under the guidance of Underwriting Management, the Standard Underwriter will analyze applications and screen applicants based on certain criteria and ensure that policy transactions such as renewals or quotes are issued, and changes are recorded correctly.

60% - Evaluate risk through the review of new and renewal business, determining risk acceptance, pricing terms, and conditions.

• Perform underwriting functions in accordance with established standards, guidelines, rates, and coverage forms filed and approved by law in the state of responsibility.
• Gather and analyze relevant financial data to identify and evaluate risk.
• Examine risk profile and loss history and take necessary steps to ensure that each risk is appropriately classified and priced.
• Create new and renewal business indications and quotes.
• Approve underwriting transactions and bind coverage within authority; provide analysis and file documentation to support decisions.
• Determine applicable surcharges, discounts, or credits.
15% - Participate in committee and department meetings. Prepare underwriting reports and reviews as requested by management.
10% - Work with internal sales and marketing to foster and maintain insured relationships, identify prospects, and other opportunities for business development.
5% - Request Risk Management referrals as indicated.
5% - Work with Underwriting Techs to foster efficient and accurate service to our agents and insureds.

Secondary Responsibilities:
5% - Some overnight travel required for meetings with insureds and to national trade shows or conferences.
Perform special projects as directed by management.

We are committed to providing a dynamic and inclusive environment where everyone can do their best work and grow personally and professionally.

For that reason, we partner with The Predictive Index (PI) - an organization equally committed to improving the working lives of people, to help us hire the best talent by providing additional insight about one's work style.

The position you applied to requires completion of two assessments prior to being scheduled to interview with a hiring manager. Completion of the assessments is not required in order for your application to be reviewed and to speak with a Talent Acquisition team member. These assessments are Behavioral and Cognitive (internal candidates will only receive the Behavioral assessment), and each assessment takes less than 12 minutes to complete.

After submitting your application, you will receive two emails from The Predictive Index inviting you to complete each of these assessments (please check your SPAM or Junk email folder if you do not see these emails in your inbox).

Position Salary Range$70,558.00 - $116,432.00The salary range displayed represents the entirety of the pay grade for this position. Most candidates will start in the bottom half of the range. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have, your location and comparison to other team members already in this role.

Build your career with us and enjoy access to a best-in-class benefits program.