Loan Processor
Kitsap Credit Union

About Us

Kitsap Credit Union is a not-for-profit, member-owned financial cooperative with more than 300 employees and 16 branches throughout Western Washington. We have a passion for making a positive difference. As a $2 + billion-asset credit union, we are deeply committed to our members' financial wellbeing and the prosperity and quality of life in the communities we serve. We are proud to be led by individuals with the experience and skills to drive our organization towards our goals for strategic growth and operational excellence. Our KCU Cares Foundation program focuses on providing resources and support for those struggling with homelessness or hunger and improving the financial well-being of the people in our communities. And beyond monetary efforts, we have provided thousands of hours in staff volunteerism and in-kind support.

At Kitsap Credit Union, our success is built on trust-based relationships and personalized service. We understand our employees are key to our success. They provide the personalized service to our members and contribute to the communities where we live. We are committed to providing a supportive, mission-driven, and inclusive culture where employees can grow their careers. To learn more, visit kitsapcu.org.

About the Role

Kitsap Credit Union is hiring a full-time Loan Processor to work hybrid out of our Harborside corporate office in beautiful Bremerton, WA. This position is responsible for quality customer service by assisting multiple channels of customers with questions regarding funding and auditing, funding contracts for multiple product lines, opening new accounts, and performing clerical duties.

Quick Facts

Seniority Level: Individual Contributor, Administrative Support Worker

Reports to: Director, Indirect Lending

Employment Type: Full-time, hourly, non-exempt, hybrid

Salary Range: $19.61 - $23.00/hr depending on experience

Bonus Target: 5% potential incentive of base pay

Working Hours: Monday - Friday 8AM - 5PM

Grade: 5BC

Industry: Banking

What you will do

• Provide knowledgeable answers to questions on processes, funding, and services of Finance channels to both customers and to other Kitsap Credit Union employees.
• Provide professional customer service both via phone and email in a high volume, fast paced environment.
• Provide accurate loan pay-off information to dealers as requested.
• Perform customer identification verification to include contacting members directly to verify contract and ID information.
• Fund contracts for multiple product lines.
• Follow up contact to the customer to resolve any delays in funding.
• Work directly with accounting to resolve any GL discrepancies pertaining to loan proceeds, ACH Originations and / or dealer reserves.
• Document and draft procedures as they relate to process improvements or procedural changes.
• Serve as department Safety / Security Officer to ensure department compliance with annual security training requirements.
• Audit loan packages including verification of approval conditions, accurate calculations and required documentation.
• Assist Director, Indirect Leading with monthly reporting.
• Add / maintain dealer agreements and supporting documents in KCU's vendor management system.
• Prepare and distribute daily production reports to each dealership.
• Calculate and verify proof of income for borrowers as necessary with various sources of documentation.
• Track and process dealer reserve chargebacks.

Basic Qualifications

• High School diploma or GED required.

Preferred Qualifications

• Associates degree preferred.
• One year experience with credit union systems, loan funding and the opening of new accounts preferred.

Our Values

Integrity: We believe in acting with honesty, trust, and respect which are at the forefront of our daily engagement.

Responsibility: We believe that responsibility is holding ourselves accountable for our decisions, actions, and their outcomes.

Collaboration: We believe in the power of a diverse group of people working together to achieve a united outcome.

Authenticity: We believe activities in actions that demonstrate our commitment to be transparent, dependable, and genuine in every day.

What We Offer

Not only are we one of the largest credit unions in Washington State, and growing, but we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family's lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include:

Careers | Kitsap Credit Union (kitsapcu.org)

• Free onsite parking
• Annual time off and sick time accrued
• 11 Paid holidays
• 1 Personal day
• Medical, Dental, Vision, Short- and Long-term Disability, Life and AD&D Insurance
• Employee Assistance Program
• Choose from a PPO medical plan or a High Deductible with a Health Savings Account
• 3% KCU funded Safe Harbor Contribution to your 401K
• KCU will match up to 2% of your 401K contributions
• All 401K contributions are 100% vested
• Potential annual incentive in all roles within Kitsap Credit Union
• Tuition reimbursement
• 8 hours of paid volunteer time off
• Discounts on KCU's products and services
• Paid Care.com membership

We believe in the power of belonging - it's in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people: our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career.

We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can't happen without great employees. If this is the kind of organization, you're looking for.

****** Employment is contingent upon satisfactory credit, background, and reference checks. Kitsap Credit Union is an Equal Opportunity Employer. All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status. ******

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